Short-Term Loans

Emergencies and unexpected costs can disrupt perhaps the plans that are best-laid. A short-term loan from Redstone can help you make do whenever cash is tight.

You don’t have actually to pay for the rates that are high charges that payday loan providers frequently charge! Redstone’s Stretch & Save Loans and Payday Alternative Loans (PAL) are made to help you create it to your next paycheck while building your credit. Having a short-term, small-dollar loan from Redstone, you can easily borrow things you need for today while making smart monetary choices for the next day.

CashBack on acquisitions produced in the initial 90 days( offer that is introductory

CashBack on each purchases made after the very first 90 daysNo limitation in the amount you are able to get

Intro APR for six months on transfers of balance made within very first 1 month from then on, APR will are priced between 8.50per cent –12.00%

• Minimal loan quantity of $500; maximum of $2000
• Twenty % of loan quantity put aside in your Brighter Day family savings which will make dividends
• Necessary cost cost savings provided upon payoff of loan
• Minimal payment term of half a year; optimum of eighteen months*
• Seventeen per cent fixed annual portion rate** (APR**) with payment made through a transaction that is pre-authorized
• Eighteen % fixed APR if repayment is created another method
• Thirty buck non-refundable application fee***
• Year must be a member for at least one

Payday loans that are alternativePAL)

Payday Alternate Loans (PAL)

• Minimal loan quantity of $200; optimum of $500
• Minimal payment term of just one thirty days; optimum of 6 months*
• Twenty-six per cent fixed APR with payment made via a transaction that is pre-authorized
• Twenty-eight per cent fixed APR if payment is manufactured another means
• Twenty buck non-refundable application fee***
• Should be a known user for at the least 6 months

Payday Alternative Loans (PAL II)

Payday Alternate Loans (PAL II)

• Minimal loan quantity of $501; optimum of $1500
• Minimal payment term of 6 months; optimum of 12 months*
• Twenty-six per cent fixed APR with payment made via a pre-authorized deal
• Twenty-eight percent fixed APR if payment is created one other way
• Twenty buck non-refundable application fee***
• Year must be a member for at least one
• Twenty per cent of loan quantity put aside in your Brighter Day family savings that may make dividends
• Needed Brighter Savings made available upon payoff of loan day

Prepared to submit an application for a short-term loan? It is effortless!

EACH Redstone Visa charge card includes a few of these features

Fast and effortless acquisitions Visa is accepted all around the globe

24/7 U.S.-based, live-agent phone help includes emergency card replacement

Handle your account anytime with Redstone’s Online Banking

Zero-liability fraud security

Track charge card task with Credit Card Control

Real-time fraudulence monitoring and fraudulence text alerts

Identification theft support

No Balance Transfer or Advance Loan fees

Visa Discounts in your acquisitions at select merchants**

Redstone Discounts!В® if you use your card at numerous businesses that are local**

Travel and Crisis Assistance

24-hour Roadside Dispatch solution

Automobile Rental Collision Damage Waiver insurance policy for vehicles rented along with your Visa card

Warranty Manager provider manage, usage, and expand the warranties of qualified things bought together with your Visa card

Might you make use of COMPLIMENTARY, confidential monetary advice? We’ve partnered with BALANCE to supply our people counseling about leaving debt, saving for milestones, and setting smart goals that are financial. To consult with a therapist, call 1-800-777-7526 or go to the BALANCE site. Monday–Thursday 5 AM–8 PM, Friday 5 AM–5 PM, Saturday 8 AM–5 PM (Pacific Time)

Should be qualified to receive membership and open a checking account to have a loan item. A $5 balance that is minimum necessary to start a share checking account and needs to be maintained into the account all of the time. RFCU В® is an Equal Credit Opportunity Lender. Call us to get more details.

Stretch & Save Loans: no more than three Stretch and Save loans in virtually any rolling six-month period. Should have no active Stretch Loans or Stretch & Save Loans with no co-borrowers are allowed. Needs verification of residential target and verification of earnings, if you don’t an immediate deposit to RFCU. At the mercy of credit approval, no less than one-year membership needed, should never have caused RFCU a loss, and all sorts of reports need to be in good standing ( e.g., maybe maybe not within the negative, including joint reports and no delinquent loans), along with other restrictions use.

*Payment Examples for Stretch & Save loan, PAL we, and PAL II:

Example for Stretch & Save Loan: The payment per month for a $2,000 loan at an 18% fixed APR for 18 months is $127.85.

Example for PAL we: The payment that is monthly a $500 loan at a 28% fixed APR for 6 months will be $90.53

Example for PAL II: The payment that is monthly a $1500 loan at a 28% fixed APR for one year will be $145.17

Payday Alternative Loan (PAL we): no more than three PALs in virtually any rolling period that is six-month any one debtor with no co-borrowers are allowed. A maximum of one alternative that is payday at a debtor. Should never move over any PAL loan. Need direct deposit more than or corresponding to the contracted repayment. Susceptible to credit approval, the absolute minimum of six-months account needed. Other eligibility needs and limitations use.

Payday Alternative Loan (PAL II): no more than three PALs in almost any rolling six-month period to any one debtor with no co-borrowers are allowed. A maximum of one alternative that is payday at a debtor. Should never move over any PAL loan. Will need to have direct deposit higher than or corresponding to the payment that is contracted. Susceptible to credit approval, no less than one-year account needed. Other eligibility needs and limitations use.

** Stretch & Save Loan – 17% fixed APR. Needs established direct deposit corresponding to, or more than the payment amount that is contracted. At least three-month direct deposit required.

*** A $20 (PAL I and PAL II) or $30 (Stretch & Save Loan) non-refundable application charge relates and needs to be gathered at application, and may also never be financed within the loan, obtained from the mortgage proceeds, or compensated by individual check drawn on another lender.